Can You Requalify as a First-Time Home Buyer Again?

First, it’s important to know what “first-time home buyer” means. The U.S. Department of Housing and Urban Development (HUD) defines a first-time home buyer as someone who has not owned a home in the past three years. This means if you sold your home and waited three years, you might be eligible again. The rules can vary based on location and programs. Some states and local governments have their definitions. Always check the specific guidelines for your area.

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